Not only does YouPersona record income and expenses, it automatically calculates "How much money can you spend today" after deducting fixed bills, debts due, and savings. Record incredibly quickly in 3 seconds using your voice, natural chat, or by taking a picture of a receipt; use it right away without needing to register an account, completely secure on your device.

Key features:

1. Safe-to-Spend Limit Today: you know exactly how much you can spend today.
2. Luti AI Assistant: Speak or chat naturally like "Lunch 45k", "Gas 70k" or take a picture of a receipt.
3. Smart Money Jars: 6 jars (Essentials, Long-term Savings, Financial Freedom, Education, Enjoyment, Giving).
4. Comprehensive Tracking of Net Worth & Loans: Centrally manage Cash, Bank Accounts, Gold, Stocks, Real Estate along with the repayment schedule of loans/credit cards (automatically separate principal - interest and remind payment due dates).

Absolute Security & Use immediately without registration:

• Open the app and use it immediately, fully operational without Internet. Financial data is stored on your phone, supports FaceID / Fingerprint lock and options for cloud backup or export/import Excel, CSV files at any time.