🚀 SplitMate - Smart Group Fund & Expense Sharing Assistant

SplitMate is a modern web application that helps your groups, colleagues, or family easily manage shared expenses, automatically calculate, and optimize fund splitting after each gathering, outing, or daily activity.

Say goodbye to complex Excel spreadsheets or the awkwardness of calculating and asking for small debts; SplitMate provides a transparent, quick, and extremely intuitive group financial solution.

💡 How SplitMate helps you

1. Group Fund Management & Centralized Expense Recording

• Instant recording: All members (when granted permission) or the group leader can quickly add actual expenses along with detailed descriptions and images of receipts.
• Track fund balance: Clearly manage the inflow and outflow of the group fund, knowing exactly how much money is left without needing to keep a manual notebook.

2. Automate calculations & Optimize debts

• Smart algorithm: Automatically calculates debts within the group and facilitates payments through the common fund to avoid multiple transfers for many people.
• Diverse splitting options: Supports equal splits, or specific allocations for each individual for each separate expense.

3. Receipt reconciliation for transfers (VietQR & Photo Evidence)

• VietQR integration: Members only need to scan the VietQR code generated automatically with the exact amount and content of the transfer to settle debts or contribute to the fund.
• Smart reconciliation system: Members submit receipts (screenshots of transfers) directly to the system. The group leader only needs one touch to quickly approve the reconciliation, ensuring 100% accuracy.

4. Visual cash flow reporting (Bento Statistics)

• Dynamic charts: Visualize the entire income and expenditure activities of the group through a modern box-style interface (Bento Grid), helping you grasp spending trends in an instant.

🌟 Outstanding benefits of using SplitMate

• Transparency & Absolute Reliability: All expenses, transfer receipts, and approval histories are stored online in real-time. All members can track to ensure there are no ambiguities or errors.
• Time-saving: No more lengthy discussions to calculate who owes whom after each trip. The system processes all complex calculations in just 1 second.
• Avoid awkwardness in asking for debts: The application automatically displays a visual payment diagram, allowing members to proactively transfer debt repayments without the group leader needing to ask for money.
• Smooth mobile experience: The interface is optimized (Mobile-First Layout), with large, clear buttons, easy swipe gestures, and straightforward toggle permissions, working seamlessly on all phone screen sizes.
• No complicated installation needed: As a convenient web application, you only need to share the group link with friends via Zalo or Messenger for everyone to participate in financial management immediately.